Nickel - An account for all

Open a bank account in minutes with Nickel - An account for all, the mobile banking solution trusted by 4 million customers worldwide. Get a full Mastercard and local IBAN instantly—no lengthy paperwork, no hidden conditions, no minimum balance requirements. All you need is a valid ID and €25 to join.

Managing your money has never been simpler. Once your account is open, the Nickel app puts complete control at your fingertips. Check your balance in real time, adjust your payment and withdrawal limits on the fly, view your card's PIN code whenever needed, and update your personal information instantly. Every transaction is transparent and accessible exactly when you need it.

Sending and receiving money is entirely free. Make standard transfers or choose instant transfers at no cost—both are built into your account at zero fee. Schedule recurring transfers to automate your finances and reduce daily administrative tasks. Need to share your IBAN with employers or service providers? View and share it directly from the app with complete confidence.

Your security is paramount. If your card is lost or stolen, block it instantly from your phone—no waiting for customer service or travel disruptions. Control exactly which payment types work at any moment: disable online payments, contactless transactions, or both, then reactivate them just as quickly. Set up personalized alerts to monitor your spending: receive notifications whenever a transaction exceeds your chosen threshold or when payments occur abroad. You're always in command of your account.

Access international money transfers through our partnership with Ria, expanding your financial reach globally. Find the nearest Nickel point of sale through the app to pick up your physical card or access in-person services. Our comprehensive online FAQs and responsive customer service team are always available to answer questions.

Whether you're managing everyday expenses, receiving salary transfers, or sending money internationally, Nickel - An account for all adapts to your financial life. Open your account online in minutes, pick up your card at a local point of sale, and start banking on your own terms immediately.